Working Together to Achieve Your Goals

HELPING TO SHAPE OUR CLIENTS' FUTURES FOR OVER A DECADE

FINANCIAL PLANNING

Expert Guidance Every Step of the Way

At SMP Financial, we have been helping clients plan for their future for over a decade. We believe that planning today produces better outcomes tomorrow.

A recent econometric study* showed those taking advice ending up with 173% of the wealth of those who did not. This was a sophisticated study which took account of external factors such as starting wealth and education

PENSION ADVICE

A Comprehensive Approach to Retirement Planning

What constitutes good pension planning will vary from person to person. For some leveraging the benefits of pension structure is simply a wealth management exercise, for others pensions are about securing a future lifestyle.

INHERITANCE PLANNING

Inheritance tax is payable on nearly all assets such as property, shares and pension assets transferred upon death.

What constitutes good pension planning will vary from person to person. For some leveraging the benefits of pension structure is simply a wealth management exercise, for others pensions are about securing a future lifestyle.

INVESTMENT

Expert Guidance Every Step of the Way

Investment is about the probable and the possible, it’s about risk and duration. It’s about you, your age and stage in life, your plans, your tolerances and ambitions. Outcomes are a function of methodology and planning.

FINANCIAL ADVICE CLINIC

Enhance your employee benefits

We offer our clients a one-day Financial Advice Clinic for their employees. Typically employees will book 30 minute slots. We operate an open agenda, this way we can share our knowledge with your people as appropriate to them.

CLIENT REVIEWS

Investment 101 – How should I invest my lump sum?

How should I invest my lump sum? Stick it on deposit in the bank? Invest it with the post... read more

Why Financial Advice works

I’m going to do something here that I generally try to avoid; in fact most people particularly in Ireland... read more

Managing my own pension – what you need to know

We occasionally meet new clients who want to manage their own pension. This could be for a broad range... read more

The kids are alright – how to fund a college education

They say that in life that the best things we can give our children are love and a good education.... read more

Buying investment property into a pension

If you want to buy property with your pension, SMP can provide you with the structure in an efficient... read more

Does financial advice work?

Its a simple question, and believe it or not, there’s a simple answer, which is yes, people who engage... read more

8 simple rules for making the most of your pension

With complicated structures and tax treatments, pension planning can seem daunting, however the trick to getting the most benefit from... read more

Moved job? What about your pension?

Have you moved to a new job? If so, have you considered what happens your existing pension? Most people don’t... read more

Can you buy property with your pension?

This tends to be of particular interest to people who are keen property investors and would like to free... read more

Tax Year End – use your tax relief or lose it.

In preparation for the pay and file income tax deadline of 31st October 2017 (If you file your tax... read more

What happens to your pension when you die?

Have you ever wondered “What happens to my pension if I die?” There is no common set of rules... read more

Pensions for professionals

By convention many professionals such as doctors, solicitors, barristers and accountants are obliged to receive their income on on... read more